:root{
  --navy:#0b2545;
  --navy-dark:#081a33;
  --accent:#c9a227;
  --gray-bg:#f5f6f8;
  --text:#232629;
  --muted:#6b7280;
}
*{box-sizing:border-box;margin:0;padding:0}
body{
  font-family:'Segoe UI',Arial,Helvetica,sans-serif;
  color:var(--text);
  line-height:1.6;
  background:#fff;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:1140px;margin:0 auto;padding:0 20px}

/* Header */
header{
  background:var(--navy);
  position:sticky;top:0;z-index:100;
  box-shadow:0 2px 10px rgba(0,0,0,.15);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 20px;max-width:1140px;margin:0 auto;
}
.logo{
  font-size:24px;font-weight:700;letter-spacing:2px;color:#fff;
}
.logo span{color:var(--accent)}
.lang-switch{display:flex;gap:8px}
.lang-switch a{
  padding:6px 12px;border:1px solid rgba(255,255,255,.3);
  border-radius:4px;color:#cfd8e3;font-size:13px;font-weight:600;
  transition:.2s;
}
.lang-switch a:hover,.lang-switch a.active{
  background:var(--accent);border-color:var(--accent);color:var(--navy-dark);
}

/* Hero */
.hero{
  position:relative;
  background-size:cover;background-position:center;
  min-height:440px;
  display:flex;align-items:center;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background:linear-gradient(120deg,rgba(8,26,51,.88) 0%,rgba(8,26,51,.55) 55%,rgba(8,26,51,.25) 100%);
}
.hero-content{position:relative;z-index:1;color:#fff;max-width:640px;padding:40px 20px}
.hero-content h1{font-size:34px;line-height:1.25;margin-bottom:16px;font-weight:700}
.hero-content p{font-size:16px;color:#dbe3ee}

/* Sections */
section{padding:60px 0}
.section-title{
  text-align:center;font-size:28px;font-weight:700;color:var(--navy);
  margin-bottom:8px;
}
.section-sub{text-align:center;color:var(--muted);margin-bottom:36px;font-size:15px}

.bg-gray{background:var(--gray-bg)}

/* Guarantees grid */
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{
  background:#fff;border-radius:8px;padding:28px 20px;text-align:center;
  box-shadow:0 2px 12px rgba(0,0,0,.06);border-top:3px solid var(--accent);
}
.card h3{color:var(--navy);font-size:19px;margin-bottom:12px}
.card p{color:var(--muted);font-size:14px}

/* Services grid */
.grid-services{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.service{
  background:var(--navy);color:#fff;border-radius:8px;
  padding:26px 18px;text-align:center;font-size:16px;font-weight:600;
  transition:.2s;
}
.service:hover{background:var(--navy-dark)}

/* Partner */
.partner{
  display:flex;align-items:center;gap:32px;
  background:#fff;border-radius:8px;padding:32px;
  box-shadow:0 2px 12px rgba(0,0,0,.06);
}
.partner img{width:160px;border-radius:6px}
.partner p{color:var(--text);font-size:16px}
.partner a{color:var(--navy);font-weight:700;text-decoration:underline}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.contact-block h3{color:var(--navy);margin-bottom:14px;font-size:20px}
.contact-block p{margin-bottom:8px;color:var(--text)}
.contact-block a{color:var(--navy);font-weight:600}
.map-frame{width:100%;height:280px;border:0;border-radius:8px}

/* Footer */
footer{
  background:var(--navy-dark);color:#a9b6c9;text-align:center;
  padding:22px 20px;font-size:13px;
}
footer a{color:#cfd8e3}

@media(max-width:900px){
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-services{grid-template-columns:repeat(2,1fr)}
  .contact-grid{grid-template-columns:1fr}
}
@media(max-width:560px){
  .header-inner{flex-direction:column;gap:12px}
  .hero-content h1{font-size:26px}
  .grid-4{grid-template-columns:1fr}
  .grid-services{grid-template-columns:1fr}
  .partner{flex-direction:column;text-align:center}
}